UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — full price in Rogers County, Oklahoma (2026)
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) (45480OK0050035), a expanded bronze plan from UnitedHealthcare in Rogers County, Oklahoma, costs $561.48/month full price for a 40-year-old in 2026 — $1192.39 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45480OK0050035 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $439.35 |
| 27 | $460.43 |
| 30 | $498.66 |
| 40 | $561.48 |
| 50 | $784.67 |
| 60 | $1192.39 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $573.05/mo. This plan is $561.48/mo at 40 — a difference of $-11.57/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Rogers County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter of Oklahoma | $453.45 |
| Standard Expanded Bronze | Ambetter of Oklahoma | $453.75 |
| Harmony by Medica Bronze $0 Copay PCP Visits | Medica | $454.68 |
| Harmony by Medica Expanded Bronze Standard | Medica | $464.22 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of Oklahoma | $472.77 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45480OK0050035 in FIPS 40131.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rogers County
Reviewed by Jason Burns, Editorial Steward.