Enhanced Asthma/COPD Care Silver with $0 Drug Options — full price in Payne County, Oklahoma (2026)
Enhanced Asthma/COPD Care Silver with $0 Drug Options (62505OK0120023), a silver plan from Ambetter of Oklahoma in Payne County, Oklahoma, costs $602.87/month full price for a 40-year-old in 2026 — $1280.28 at 60, with a $5,900 deductible and $8,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 62505OK0120023 · Issuer: Ambetter of Oklahoma · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $471.74 |
| 27 | $494.37 |
| 30 | $535.41 |
| 40 | $602.87 |
| 50 | $842.51 |
| 60 | $1280.28 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,900
- Family deductible: $11,800
- Individual out-of-pocket max: $8,150
- Family out-of-pocket max: $16,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.30/mo. This plan is $602.87/mo at 40 — a difference of $10.57/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Payne County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Oklahoma | $585.29 |
| Focused Silver | Ambetter of Oklahoma | $592.30 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Oklahoma | $603.64 |
| Standard Silver + Vision + Adult Dental | Ambetter of Oklahoma | $610.22 |
| Focused Silver + Vision + Adult Dental | Ambetter of Oklahoma | $617.52 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 62505OK0120023 in FIPS 40119.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Payne County
Reviewed by Jason Burns, Editorial Steward.