UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Pawnee County, Oklahoma (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) (45480OK0110004), a silver plan from UnitedHealthcare in Pawnee County, Oklahoma, costs $758.82/month full price for a 40-year-old in 2026 — $1611.44 at 60, with a $2,900 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45480OK0110004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $593.75 |
| 27 | $622.25 |
| 30 | $673.91 |
| 40 | $758.82 |
| 50 | $1060.44 |
| 60 | $1611.44 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,900
- Family deductible: $5,800
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $636.43/mo. This plan is $758.82/mo at 40 — a difference of $122.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Pawnee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CommunityCare Silver Standardized | CommunityCare | $629.99 |
| CommunityCare Silver SLIH223 | CommunityCare | $636.43 |
| CommunityCare Silver L21 | CommunityCare | $637.31 |
| MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Mending Health | $701.16 |
| MyBlue Silver HMO℠ 705 | Blue Cross and Blue Shield of Oklahoma | $716.49 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45480OK0110004 in FIPS 40117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pawnee County
Reviewed by Jason Burns, Editorial Steward.