UHC Bronze Standard (No Referrals) — full price in Pawnee County, Oklahoma (2026)
UHC Bronze Standard (No Referrals) (45480OK0050030), a expanded bronze plan from UnitedHealthcare in Pawnee County, Oklahoma, costs $533.90/month full price for a 40-year-old in 2026 — $1133.81 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45480OK0050030 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $417.76 |
| 27 | $437.82 |
| 30 | $474.16 |
| 40 | $533.90 |
| 50 | $746.13 |
| 60 | $1133.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $636.43/mo. This plan is $533.90/mo at 40 — a difference of $-102.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Pawnee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CommunityCare Expanded Bronze Standardized | CommunityCare | $484.69 |
| CommunityCare Bronze IH223 | CommunityCare | $492.70 |
| CommunityCare Bronze IH224 | CommunityCare | $495.05 |
| MyBlue Bronze HMO℠ Standard | Blue Cross and Blue Shield of Oklahoma | $542.06 |
| MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | Mending Health | $546.06 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45480OK0050030 in FIPS 40117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pawnee County
Reviewed by Jason Burns, Editorial Steward.