UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Murray County, Oklahoma (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) (45480OK0110004), a silver plan from UnitedHealthcare in Murray County, Oklahoma, costs $808.65/month full price for a 40-year-old in 2026 — $1717.27 at 60, with a $2,900 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45480OK0110004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $632.74 |
| 27 | $663.12 |
| 30 | $718.16 |
| 40 | $808.65 |
| 50 | $1130.08 |
| 60 | $1717.27 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,900
- Family deductible: $5,800
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $569.27/mo. This plan is $808.65/mo at 40 — a difference of $239.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Murray County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Balance by Medica Silver $0 Copay PCP Visits | Medica | $568.33 |
| Balance by Medica Silver Share | Medica | $569.27 |
| Balance by Medica Silver Standard | Medica | $605.50 |
| MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Mending Health | $747.37 |
| Blue Advantage Silver PPO℠ 501 | Blue Cross and Blue Shield of Oklahoma | $776.64 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45480OK0110004 in FIPS 40099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Murray County
Reviewed by Jason Burns, Editorial Steward.