MyBlue Gold HMO℠ 704 — full price in McClain County, Oklahoma (2026)
MyBlue Gold HMO℠ 704 (87571OK0510057), a gold plan from Blue Cross and Blue Shield of Oklahoma in McClain County, Oklahoma, costs $707.62/month full price for a 40-year-old in 2026 — $1502.71 at 60, with a $1,000 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 87571OK0510057 · Issuer: Blue Cross and Blue Shield of Oklahoma · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $553.69 |
| 27 | $580.27 |
| 30 | $628.44 |
| 40 | $707.62 |
| 50 | $988.89 |
| 60 | $1502.71 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $567.94/mo. This plan is $707.62/mo at 40 — a difference of $139.68/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in McClain County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $578.76 |
| Standard Gold | Ambetter of Oklahoma | $610.23 |
| Everyday Gold | Ambetter of Oklahoma | $620.96 |
| Standard Gold + Vision + Adult Dental | Ambetter of Oklahoma | $636.22 |
| Everyday Gold + Vision + Adult Dental | Ambetter of Oklahoma | $647.40 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 87571OK0510057 in FIPS 40087.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in McClain County
Reviewed by Jason Burns, Editorial Steward.