CommunityCare Gold IH221 — full price in Logan County, Oklahoma (2026)
CommunityCare Gold IH221 (98905OK0130043), a gold plan from CommunityCare in Logan County, Oklahoma, costs $670.98/month full price for a 40-year-old in 2026 — $1424.92 at 60, with a $1,100 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98905OK0130043 · Issuer: CommunityCare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $525.03 |
| 27 | $550.23 |
| 30 | $595.91 |
| 40 | $670.98 |
| 50 | $937.70 |
| 60 | $1424.92 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,100
- Family deductible: $3,300
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $567.94/mo. This plan is $670.98/mo at 40 — a difference of $103.04/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Logan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $578.76 |
| Standard Gold | Ambetter of Oklahoma | $610.23 |
| Everyday Gold | Ambetter of Oklahoma | $620.96 |
| Standard Gold + Vision + Adult Dental | Ambetter of Oklahoma | $636.22 |
| Everyday Gold + Vision + Adult Dental | Ambetter of Oklahoma | $647.40 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98905OK0130043 in FIPS 40083.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Logan County
Reviewed by Jason Burns, Editorial Steward.