CommunityCare Bronze IH224 — full price in Lincoln County, Oklahoma (2026)
CommunityCare Bronze IH224 (98905OK0130046), a expanded bronze plan from CommunityCare in Lincoln County, Oklahoma, costs $519.87/month full price for a 40-year-old in 2026 — $1104.02 at 60, with a $7,150 deductible and $7,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98905OK0130046 · Issuer: CommunityCare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $406.79 |
| 27 | $426.31 |
| 30 | $461.70 |
| 40 | $519.87 |
| 50 | $726.52 |
| 60 | $1104.02 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,150
- Family deductible: $14,200
- Individual out-of-pocket max: $7,150
- Family out-of-pocket max: $14,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $567.94/mo. This plan is $519.87/mo at 40 — a difference of $-48.07/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Lincoln County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple | Oscar Insurance Company | $436.06 |
| Everyday Bronze | Ambetter of Oklahoma | $449.42 |
| Standard Expanded Bronze | Ambetter of Oklahoma | $449.71 |
| Bronze Classic Standard | Oscar Insurance Company | $455.73 |
| Bronze Simple Diabetes | Oscar Insurance Company | $465.03 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98905OK0130046 in FIPS 40081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lincoln County
Reviewed by Jason Burns, Editorial Steward.