MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) — full price in Kay County, Oklahoma (2026)
MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) (58944OK0010006), a gold plan from Mending Health in Kay County, Oklahoma, costs $742.26/month full price for a 40-year-old in 2026 — $1576.29 at 60, with a $0 deductible and $8,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58944OK0010006 · Issuer: Mending Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $580.80 |
| 27 | $608.68 |
| 30 | $659.21 |
| 40 | $742.26 |
| 50 | $1037.31 |
| 60 | $1576.29 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,800
- Family out-of-pocket max: $17,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $776.64/mo. This plan is $742.26/mo at 40 — a difference of $-34.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Kay County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Gold PPO℠ 309 | Blue Cross and Blue Shield of Oklahoma | $754.91 |
| Blue Advantage Gold PPO℠ 604 | Blue Cross and Blue Shield of Oklahoma | $776.18 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $779.90 |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $787.76 |
| Blue Advantage Gold PPO℠ Standard | Blue Cross and Blue Shield of Oklahoma | $803.30 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58944OK0010006 in FIPS 40071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kay County
Reviewed by Jason Burns, Editorial Steward.