CommunityCare Gold IH221 — full price in Hughes County, Oklahoma (2026)
CommunityCare Gold IH221 (98905OK0130043), a gold plan from CommunityCare in Hughes County, Oklahoma, costs $638.94/month full price for a 40-year-old in 2026 — $1356.87 at 60, with a $1,100 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98905OK0130043 · Issuer: CommunityCare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $499.95 |
| 27 | $523.95 |
| 30 | $567.45 |
| 40 | $638.94 |
| 50 | $892.92 |
| 60 | $1356.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,100
- Family deductible: $3,300
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $636.43/mo. This plan is $638.94/mo at 40 — a difference of $2.51/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Hughes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CommunityCare Gold L21 | CommunityCare | $635.02 |
| CommunityCare Gold Standardized | CommunityCare | $635.53 |
| Blue Advantage Gold PPO℠ 309 | Blue Cross and Blue Shield of Oklahoma | $754.91 |
| Blue Advantage Gold PPO℠ 604 | Blue Cross and Blue Shield of Oklahoma | $776.18 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $779.90 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98905OK0130043 in FIPS 40063.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hughes County
Reviewed by Jason Burns, Editorial Steward.