Harmony by Medica Silver Share — full price in Garfield County, Oklahoma (2026)
Harmony by Medica Silver Share (21333OK0010075), a silver plan from Medica in Garfield County, Oklahoma, costs $705.30/month full price for a 40-year-old in 2026 — $1497.79 at 60, with a $3,525 deductible and $8,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21333OK0010075 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $551.88 |
| 27 | $578.37 |
| 30 | $626.38 |
| 40 | $705.30 |
| 50 | $985.65 |
| 60 | $1497.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,525
- Family deductible: $7,050
- Individual out-of-pocket max: $8,850
- Family out-of-pocket max: $17,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $705.30/mo. This plan is $705.30/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Garfield County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Harmony by Medica Silver $0 Copay PCP Visits | Medica | $704.13 |
| MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Mending Health | $747.37 |
| Harmony by Medica Silver Standard | Medica | $750.17 |
| Blue Advantage Silver PPO℠ 501 | Blue Cross and Blue Shield of Oklahoma | $776.64 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $778.21 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21333OK0010075 in FIPS 40047.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Garfield County
Reviewed by Jason Burns, Editorial Steward.