UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Dewey County, Oklahoma (2026)
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) (45480OK0110002), a silver plan from UnitedHealthcare in Dewey County, Oklahoma, costs $818.02/month full price for a 40-year-old in 2026 — $1737.17 at 60, with a $2,600 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45480OK0110002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $640.08 |
| 27 | $670.80 |
| 30 | $726.49 |
| 40 | $818.02 |
| 50 | $1143.18 |
| 60 | $1737.17 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,600
- Family deductible: $5,200
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.30/mo. This plan is $818.02/mo at 40 — a difference of $225.72/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Dewey County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Oklahoma | $585.29 |
| Focused Silver | Ambetter of Oklahoma | $592.30 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | Ambetter of Oklahoma | $602.87 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Oklahoma | $603.64 |
| Standard Silver + Vision + Adult Dental | Ambetter of Oklahoma | $610.22 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45480OK0110002 in FIPS 40043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dewey County
Reviewed by Jason Burns, Editorial Steward.