Harmony by Medica Silver $0 Copay PCP Visits — full price in Delaware County, Oklahoma (2026)
Harmony by Medica Silver $0 Copay PCP Visits (21333OK0010047), a silver plan from Medica in Delaware County, Oklahoma, costs $704.13/month full price for a 40-year-old in 2026 — $1495.32 at 60, with a $3,500 deductible and $10,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21333OK0010047 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $550.97 |
| 27 | $577.41 |
| 30 | $625.35 |
| 40 | $704.13 |
| 50 | $984.02 |
| 60 | $1495.32 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,450
- Family out-of-pocket max: $20,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $636.43/mo. This plan is $704.13/mo at 40 — a difference of $67.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Delaware County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CommunityCare Silver Standardized | CommunityCare | $629.99 |
| CommunityCare Silver SLIH223 | CommunityCare | $636.43 |
| CommunityCare Silver L21 | CommunityCare | $637.31 |
| Harmony by Medica Silver Share | Medica | $705.30 |
| MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Mending Health | $747.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21333OK0010047 in FIPS 40041.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Delaware County
Reviewed by Jason Burns, Editorial Steward.