Harmony by Medica Gold Standard — full price in Creek County, Oklahoma (2026)
Harmony by Medica Gold Standard (21333OK0010055), a gold plan from Medica in Creek County, Oklahoma, costs $664.10/month full price for a 40-year-old in 2026 — $1410.31 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21333OK0010055 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $519.64 |
| 27 | $544.59 |
| 30 | $589.79 |
| 40 | $664.10 |
| 50 | $928.08 |
| 60 | $1410.31 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $573.05/mo. This plan is $664.10/mo at 40 — a difference of $91.05/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Creek County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Harmony by Medica Gold $0 Copay PCP Visits | Medica | $606.93 |
| Harmony by Medica Gold Share | Medica | $614.61 |
| Standard Gold | Ambetter of Oklahoma | $615.72 |
| Everyday Gold | Ambetter of Oklahoma | $626.54 |
| CommunityCare Gold L21 | CommunityCare | $635.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21333OK0010055 in FIPS 40037.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Creek County
Reviewed by Jason Burns, Editorial Steward.