Harmony by Medica Gold $0 Copay PCP Visits — full price in Comanche County, Oklahoma (2026)
Harmony by Medica Gold $0 Copay PCP Visits (21333OK0010045), a gold plan from Medica in Comanche County, Oklahoma, costs $688.84/month full price for a 40-year-old in 2026 — $1462.83 at 60, with a $1,500 deductible and $8,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21333OK0010045 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $538.99 |
| 27 | $564.87 |
| 30 | $611.76 |
| 40 | $688.84 |
| 50 | $962.64 |
| 60 | $1462.83 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $8,800
- Family out-of-pocket max: $17,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $663.92/mo. This plan is $688.84/mo at 40 — a difference of $24.92/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Comanche County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Harmony by Medica Gold Share | Medica | $697.56 |
| Standard Gold | Ambetter of Oklahoma | $713.35 |
| Everyday Gold | Ambetter of Oklahoma | $725.89 |
| MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | Mending Health | $727.72 |
| Standard Gold + Vision + Adult Dental | Ambetter of Oklahoma | $743.73 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21333OK0010045 in FIPS 40031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Comanche County
Reviewed by Jason Burns, Editorial Steward.