MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) — full price in Alfalfa County, Oklahoma (2026)
MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) (58944OK0010003), a silver plan from Mending Health in Alfalfa County, Oklahoma, costs $747.37/month full price for a 40-year-old in 2026 — $1587.13 at 60, with a $2,300 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58944OK0010003 · Issuer: Mending Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $584.80 |
| 27 | $612.87 |
| 30 | $663.74 |
| 40 | $747.37 |
| 50 | $1044.44 |
| 60 | $1587.13 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,300
- Family deductible: $4,600
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.30/mo. This plan is $747.37/mo at 40 — a difference of $155.07/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Alfalfa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Oklahoma | $585.29 |
| Focused Silver | Ambetter of Oklahoma | $592.30 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | Ambetter of Oklahoma | $602.87 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Oklahoma | $603.64 |
| Standard Silver + Vision + Adult Dental | Ambetter of Oklahoma | $610.22 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58944OK0010003 in FIPS 40003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Alfalfa County
Reviewed by Jason Burns, Editorial Steward.