Gold $500 w/ Virtual & Wellness ON-EX — full price in Wayne County, Ohio (2026)
Gold $500 w/ Virtual & Wellness ON-EX (99969OH0080545), a gold plan from MedMutual in Wayne County, Ohio, costs $740.13/month full price for a 40-year-old in 2026 — $1571.76 at 60, with a $500 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99969OH0080545 · Issuer: MedMutual · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $579.13 |
| 27 | $606.93 |
| 30 | $657.31 |
| 40 | $740.13 |
| 50 | $1034.33 |
| 60 | $1571.76 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $500
- Family deductible: $1,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $552.17/mo. This plan is $740.13/mo at 40 — a difference of $187.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Wayne County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Gold Core 1640 | Molina Healthcare | $640.42 |
| Molina Gold Smart Heart Health | Molina Healthcare | $642.46 |
| Molina Gold Enhanced 895 | Molina Healthcare | $642.58 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $644.58 |
| Molina Gold Enhanced 895 Plus with Adult Vision | Molina Healthcare | $646.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99969OH0080545 in FIPS 39169.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wayne County
Reviewed by Jason Burns, Editorial Steward.