Molina Gold Smart Heart Health — full price in Van Wert County, Ohio (2026)
Molina Gold Smart Heart Health (64353OH0070002), a gold plan from Molina Healthcare in Van Wert County, Ohio, costs $624.54/month full price for a 40-year-old in 2026 — $1326.30 at 60, with a $1,640 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0070002 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $488.69 |
| 27 | $512.15 |
| 30 | $554.66 |
| 40 | $624.54 |
| 50 | $872.80 |
| 60 | $1326.30 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,640
- Family deductible: $3,280
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $538.35/mo. This plan is $624.54/mo at 40 — a difference of $86.19/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Van Wert County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter from Buckeye Health Plan | $602.81 |
| Standard Gold | Ambetter from Buckeye Health Plan | $618.54 |
| Clear Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $621.38 |
| Molina Gold Core 1640 | Molina Healthcare | $622.56 |
| Molina Gold Enhanced 895 | Molina Healthcare | $624.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0070002 in FIPS 39161.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Van Wert County
Reviewed by Jason Burns, Editorial Steward.