Silver Classic Standard | Cleveland Clinic — full price in Summit County, Ohio (2026)
Silver Classic Standard | Cleveland Clinic (45845OH0100052), a silver plan from Oscar Insurance Corporation of Ohio in Summit County, Ohio, costs $745.33/month full price for a 40-year-old in 2026 — $1582.81 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45845OH0100052 · Issuer: Oscar Insurance Corporation of Ohio · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $583.21 |
| 27 | $611.19 |
| 30 | $661.93 |
| 40 | $745.33 |
| 50 | $1041.60 |
| 60 | $1582.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $503.81/mo. This plan is $745.33/mo at 40 — a difference of $241.52/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Summit County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $492.37 |
| Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $503.81 |
| SummaCare Silver 5000 1000 Rx with 3 Free PCP Visits | SummaCare | $506.21 |
| SummaCare Silver 7000 with 3 Free PCP Visits | SummaCare | $507.06 |
| SummaCare Silver 6000 with 3 Free PCP Visits + Adult Vision | SummaCare | $509.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45845OH0100052 in FIPS 39153.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Summit County
Reviewed by Jason Burns, Editorial Steward.