Gold Elite Saver Plus | Cleveland Clinic — full price in Summit County, Ohio (2026)
Gold Elite Saver Plus | Cleveland Clinic (45845OH0100035), a gold plan from Oscar Insurance Corporation of Ohio in Summit County, Ohio, costs $891.97/month full price for a 40-year-old in 2026 — $1894.22 at 60, with a $0 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45845OH0100035 · Issuer: Oscar Insurance Corporation of Ohio · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $697.95 |
| 27 | $731.44 |
| 30 | $792.17 |
| 40 | $891.97 |
| 50 | $1246.53 |
| 60 | $1894.22 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $503.81/mo. This plan is $891.97/mo at 40 — a difference of $388.16/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Summit County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter from Buckeye Health Plan | $555.16 |
| Standard Gold | Ambetter from Buckeye Health Plan | $569.65 |
| Clear Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $572.27 |
| Standard Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $587.21 |
| SummaCare Gold 2000 with 3 Free PCP Visits | SummaCare | $592.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45845OH0100035 in FIPS 39153.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Summit County
Reviewed by Jason Burns, Editorial Steward.