Gold Elite | Cleveland Clinic — full price in Stark County, Ohio (2026)
Gold Elite | Cleveland Clinic (45845OH0100036), a gold plan from Oscar Insurance Corporation of Ohio in Stark County, Ohio, costs $848.18/month full price for a 40-year-old in 2026 — $1801.21 at 60, with a $750 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45845OH0100036 · Issuer: Oscar Insurance Corporation of Ohio · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $663.68 |
| 27 | $695.53 |
| 30 | $753.27 |
| 40 | $848.18 |
| 50 | $1185.32 |
| 60 | $1801.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $750
- Family deductible: $1,500
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $504.28/mo. This plan is $848.18/mo at 40 — a difference of $343.90/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Stark County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter from Buckeye Health Plan | $534.53 |
| Standard Gold | Ambetter from Buckeye Health Plan | $548.48 |
| Clear Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $551.00 |
| Standard Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $565.39 |
| Complete Gold | Ambetter from Buckeye Health Plan | $573.94 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45845OH0100036 in FIPS 39151.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Stark County
Reviewed by Jason Burns, Editorial Steward.