Diabetes Gold 3000 $0 Chronic Care Drugs & Services — full price in Shelby County, Ohio (2026)
Diabetes Gold 3000 $0 Chronic Care Drugs & Services (77552OH0010210), a gold plan from CareSource in Shelby County, Ohio, costs $976.64/month full price for a 40-year-old in 2026 — $2074.03 at 60, with a $3,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77552OH0010210 · Issuer: CareSource · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $764.20 |
| 27 | $800.88 |
| 30 | $867.36 |
| 40 | $976.64 |
| 50 | $1364.86 |
| 60 | $2074.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $536.45/mo. This plan is $976.64/mo at 40 — a difference of $440.19/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Shelby County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $535.21 |
| Gold Classic | Oscar Health Insurance | $546.89 |
| Gold Elite Saver Plus | Oscar Health Insurance | $583.96 |
| Clear Gold | Ambetter from Buckeye Health Plan | $595.06 |
| Standard Gold | Ambetter from Buckeye Health Plan | $610.59 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77552OH0010210 in FIPS 39149.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Shelby County
Reviewed by Jason Burns, Editorial Steward.