Gold $500 w/ Virtual & Wellness ON-EX — full price in Sandusky County, Ohio (2026)

Gold $500 w/ Virtual & Wellness ON-EX (99969OH0080545), a gold plan from MedMutual in Sandusky County, Ohio, costs $739.46/month full price for a 40-year-old in 2026 — $1570.34 at 60, with a $500 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 99969OH0080545 · Issuer: MedMutual · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$578.61
27$606.38
30$656.72
40$739.46
50$1033.40
60$1570.34

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $500
  • Family deductible: $1,000
  • Individual out-of-pocket max: $7,500
  • Family out-of-pocket max: $15,000

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $497.68/mo. This plan is $739.46/mo at 40 — a difference of $241.78/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other gold plans in Sandusky County

PlanIssuerPremium @ 40
Clear GoldAmbetter from Buckeye Health Plan$519.09
Standard GoldAmbetter from Buckeye Health Plan$532.64
Clear Gold + Vision + Adult DentalAmbetter from Buckeye Health Plan$535.08
Standard Gold + Vision + Adult DentalAmbetter from Buckeye Health Plan$549.05
Complete GoldAmbetter from Buckeye Health Plan$557.36

Sources

← All plans and costs in Sandusky County

Reviewed by Jason Burns, Editorial Steward.

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