Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic — full price in Portage County, Ohio (2026)
Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic (45845OH0100055), a expanded bronze plan from Oscar Insurance Corporation of Ohio in Portage County, Ohio, costs $687.44/month full price for a 40-year-old in 2026 — $1459.88 at 60, with a $5,500 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45845OH0100055 · Issuer: Oscar Insurance Corporation of Ohio · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $537.92 |
| 27 | $563.73 |
| 30 | $610.52 |
| 40 | $687.44 |
| 50 | $960.70 |
| 60 | $1459.88 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $503.81/mo. This plan is $687.44/mo at 40 — a difference of $183.63/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Portage County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $385.57 |
| Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $397.01 |
| Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Antidote Health Plan of Ohio, Inc. | $412.77 |
| Bronze Standard | Antidote Health Plan of Ohio, Inc. | $419.32 |
| Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Antidote Health Plan of Ohio, Inc. | $424.22 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45845OH0100055 in FIPS 39133.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Portage County
Reviewed by Jason Burns, Editorial Steward.