Molina Gold Smart Heart Health — full price in Ottawa County, Ohio (2026)
Molina Gold Smart Heart Health (64353OH0070002), a gold plan from Molina Healthcare in Ottawa County, Ohio, costs $577.37/month full price for a 40-year-old in 2026 — $1226.13 at 60, with a $1,640 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0070002 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $451.78 |
| 27 | $473.46 |
| 30 | $512.77 |
| 40 | $577.37 |
| 50 | $806.88 |
| 60 | $1226.13 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,640
- Family deductible: $3,280
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $497.68/mo. This plan is $577.37/mo at 40 — a difference of $79.69/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Ottawa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter from Buckeye Health Plan | $519.09 |
| Standard Gold | Ambetter from Buckeye Health Plan | $532.64 |
| Clear Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $535.08 |
| Standard Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $549.05 |
| Complete Gold | Ambetter from Buckeye Health Plan | $557.36 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0070002 in FIPS 39123.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ottawa County
Reviewed by Jason Burns, Editorial Steward.