Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services — full price in Morrow County, Ohio (2026)
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services (77552OH0010218), a silver plan from CareSource in Morrow County, Ohio, costs $689.64/month full price for a 40-year-old in 2026 — $1464.54 at 60, with a $5,000 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77552OH0010218 · Issuer: CareSource · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $539.62 |
| 27 | $565.52 |
| 30 | $612.47 |
| 40 | $689.64 |
| 50 | $963.77 |
| 60 | $1464.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $548.02/mo. This plan is $689.64/mo at 40 — a difference of $141.62/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Morrow County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Health Insurance | $546.73 |
| Silver Simple PCP Saver | Oscar Health Insurance | $548.02 |
| Silver Simple Diabetes | Oscar Health Insurance | $548.55 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Insurance | $548.75 |
| Silver Simple Chronic Care CKM | Oscar Health Insurance | $553.84 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77552OH0010218 in FIPS 39117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Morrow County
Reviewed by Jason Burns, Editorial Steward.