Molina Bronze Smart Heart Health — full price in Morrow County, Ohio (2026)

Molina Bronze Smart Heart Health (64353OH0070001), a expanded bronze plan from Molina Healthcare in Morrow County, Ohio, costs $597.39/month full price for a 40-year-old in 2026 — $1268.64 at 60, with a $4,000 deductible and $9,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 64353OH0070001 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$467.44
27$489.88
30$530.55
40$597.39
50$834.85
60$1268.64

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $4,000
  • Family deductible: $8,000
  • Individual out-of-pocket max: $9,950
  • Family out-of-pocket max: $19,900

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $548.02/mo. This plan is $597.39/mo at 40 — a difference of $49.37/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other expanded bronze plans in Morrow County

PlanIssuerPremium @ 40
Bronze Classic StandardOscar Health Insurance$403.69
Bronze Classic 4700Oscar Health Insurance$409.23
Bronze Simple DiabetesOscar Health Insurance$412.31
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar Health Insurance$414.23
Bronze Simple Chronic Care CKMOscar Health Insurance$417.43

Sources

← All plans and costs in Morrow County

Reviewed by Jason Burns, Editorial Steward.

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