Gold Classic Standard — full price in Morrow County, Ohio (2026)
Gold Classic Standard (29341OH0100053), a gold plan from Oscar Health Insurance in Morrow County, Ohio, costs $546.35/month full price for a 40-year-old in 2026 — $1160.25 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29341OH0100053 · Issuer: Oscar Health Insurance · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $427.52 |
| 27 | $448.03 |
| 30 | $485.22 |
| 40 | $546.35 |
| 50 | $763.53 |
| 60 | $1160.25 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $548.02/mo. This plan is $546.35/mo at 40 — a difference of $-1.67/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Morrow County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic | Oscar Health Insurance | $558.27 |
| Clear Gold | Ambetter from Buckeye Health Plan | $573.17 |
| Standard Gold | Ambetter from Buckeye Health Plan | $588.13 |
| Clear Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $590.84 |
| Gold Elite Saver Plus | Oscar Health Insurance | $596.11 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29341OH0100053 in FIPS 39117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Morrow County
Reviewed by Jason Burns, Editorial Steward.