Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — full price in Morgan County, Ohio (2026)
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx (31981OH0030031), a gold plan from Antidote Health Plan of Ohio, Inc. in Morgan County, Ohio, costs $818.62/month full price for a 40-year-old in 2026 — $1738.45 at 60, with a $3,000 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31981OH0030031 · Issuer: Antidote Health Plan of Ohio, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $640.55 |
| 27 | $671.30 |
| 30 | $727.02 |
| 40 | $818.62 |
| 50 | $1144.02 |
| 60 | $1738.45 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $520.47/mo. This plan is $818.62/mo at 40 — a difference of $298.15/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Morgan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $518.89 |
| Clear Gold | Ambetter from Buckeye Health Plan | $521.65 |
| Gold Classic | Oscar Health Insurance | $530.21 |
| Standard Gold | Ambetter from Buckeye Health Plan | $535.27 |
| Clear Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $537.73 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31981OH0030031 in FIPS 39115.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Morgan County
Reviewed by Jason Burns, Editorial Steward.