Silver Simple Diabetes — full price in Morgan County, Ohio (2026)
Silver Simple Diabetes (29341OH0100062), a silver plan from Oscar Health Insurance in Morgan County, Ohio, costs $520.97/month full price for a 40-year-old in 2026 — $1106.35 at 60, with a $6,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29341OH0100062 · Issuer: Oscar Health Insurance · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $407.66 |
| 27 | $427.21 |
| 30 | $462.68 |
| 40 | $520.97 |
| 50 | $728.06 |
| 60 | $1106.35 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $520.47/mo. This plan is $520.97/mo at 40 — a difference of $0.50/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Morgan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Health Insurance | $519.24 |
| Silver Simple PCP Saver | Oscar Health Insurance | $520.47 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Insurance | $521.16 |
| Standard Silver | Ambetter from Buckeye Health Plan | $523.46 |
| Silver Simple Chronic Care CKM | Oscar Health Insurance | $526.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29341OH0100062 in FIPS 39115.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Morgan County
Reviewed by Jason Burns, Editorial Steward.