Molina Gold Core 1640 Plus with Adult Vision — full price in Montgomery County, Ohio (2026)
Molina Gold Core 1640 Plus with Adult Vision (64353OH0040001), a gold plan from Molina Healthcare in Montgomery County, Ohio, costs $727.84/month full price for a 40-year-old in 2026 — $1545.66 at 60, with a $1,640 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0040001 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $569.51 |
| 27 | $596.85 |
| 30 | $646.40 |
| 40 | $727.84 |
| 50 | $1017.15 |
| 60 | $1545.66 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,640
- Family deductible: $3,280
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $535.58/mo. This plan is $727.84/mo at 40 — a difference of $192.26/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Montgomery County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $535.21 |
| Gold Classic | Oscar Health Insurance | $546.89 |
| Gold Elite Saver Plus | Oscar Health Insurance | $583.96 |
| Clear Gold | Ambetter from Buckeye Health Plan | $595.06 |
| Standard Gold | Ambetter from Buckeye Health Plan | $610.59 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0040001 in FIPS 39113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Montgomery County
Reviewed by Jason Burns, Editorial Steward.