Silver Simple Breathe Easy with Enhanced COPD Benefits — full price in Montgomery County, Ohio (2026)
Silver Simple Breathe Easy with Enhanced COPD Benefits (29341OH0100061), a silver plan from Oscar Health Insurance in Montgomery County, Ohio, costs $537.56/month full price for a 40-year-old in 2026 — $1141.59 at 60, with a $6,200 deductible and $9,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29341OH0100061 · Issuer: Oscar Health Insurance · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $420.64 |
| 27 | $440.82 |
| 30 | $477.41 |
| 40 | $537.56 |
| 50 | $751.24 |
| 60 | $1141.59 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,200
- Family deductible: $12,400
- Individual out-of-pocket max: $9,600
- Family out-of-pocket max: $19,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $535.58/mo. This plan is $537.56/mo at 40 — a difference of $1.98/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Montgomery County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $525.61 |
| Silver Classic Standard | Oscar Health Insurance | $535.58 |
| Silver $5,800 w/ Virtual & Wellness ON-EX | MedMutual | $536.45 |
| Silver Simple PCP Saver | Oscar Health Insurance | $536.85 |
| Silver Simple Diabetes | Oscar Health Insurance | $537.36 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29341OH0100061 in FIPS 39113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Montgomery County
Reviewed by Jason Burns, Editorial Steward.