Bronze Simple Breathe Easy with Enhanced COPD Benefits — full price in Montgomery County, Ohio (2026)
Bronze Simple Breathe Easy with Enhanced COPD Benefits (29341OH0100056), a expanded bronze plan from Oscar Health Insurance in Montgomery County, Ohio, costs $405.78/month full price for a 40-year-old in 2026 — $861.73 at 60, with a $5,500 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29341OH0100056 · Issuer: Oscar Health Insurance · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $317.52 |
| 27 | $332.76 |
| 30 | $360.38 |
| 40 | $405.78 |
| 50 | $567.08 |
| 60 | $861.73 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $535.58/mo. This plan is $405.78/mo at 40 — a difference of $-129.80/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Montgomery County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze $8,300 w/ Virtual & Wellness ON-EX | MedMutual | $389.08 |
| Bronze Classic Standard | Oscar Health Insurance | $395.46 |
| Bronze $8,300 w/ Adult Dental ON-EX | MedMutual | $397.08 |
| Bronze Classic 4700 | Oscar Health Insurance | $400.89 |
| Bronze Simple Diabetes | Oscar Health Insurance | $403.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29341OH0100056 in FIPS 39113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Montgomery County
Reviewed by Jason Burns, Editorial Steward.