Molina Bronze Enhanced 3500 — full price in Miami County, Ohio (2026)
Molina Bronze Enhanced 3500 (64353OH0010013), a expanded bronze plan from Molina Healthcare in Miami County, Ohio, costs $565.53/month full price for a 40-year-old in 2026 — $1200.97 at 60, with a $3,500 deductible and $9,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0010013 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $442.51 |
| 27 | $463.75 |
| 30 | $502.25 |
| 40 | $565.53 |
| 50 | $790.32 |
| 60 | $1200.97 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,950
- Family out-of-pocket max: $19,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $535.58/mo. This plan is $565.53/mo at 40 — a difference of $29.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Miami County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze $8,300 w/ Virtual & Wellness ON-EX | MedMutual | $389.08 |
| Bronze Classic Standard | Oscar Health Insurance | $395.46 |
| Bronze $8,300 w/ Adult Dental ON-EX | MedMutual | $397.08 |
| Bronze Classic 4700 | Oscar Health Insurance | $400.89 |
| Bronze Simple Diabetes | Oscar Health Insurance | $403.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0010013 in FIPS 39109.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Miami County
Reviewed by Jason Burns, Editorial Steward.