UHC Bronze Standard+ (Dental + Vision, No Referrals) — full price in Lorain County, Ohio (2026)
UHC Bronze Standard+ (Dental + Vision, No Referrals) (33931OH0070005), a expanded bronze plan from UnitedHealthcare in Lorain County, Ohio, costs $537.30/month full price for a 40-year-old in 2026 — $1141.03 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33931OH0070005 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $420.42 |
| 27 | $440.60 |
| 30 | $477.18 |
| 40 | $537.30 |
| 50 | $750.88 |
| 60 | $1141.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $489.54/mo. This plan is $537.30/mo at 40 — a difference of $47.76/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Lorain County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $399.00 |
| Bronze Classic Standard | Oscar Health Insurance | $399.73 |
| Bronze Classic 4700 | Oscar Health Insurance | $405.21 |
| Bronze Simple Diabetes | Oscar Health Insurance | $408.27 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Insurance | $410.16 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33931OH0070005 in FIPS 39093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lorain County
Reviewed by Jason Burns, Editorial Steward.