UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — full price in Logan County, Ohio (2026)
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) (33931OH0030032), a gold plan from UnitedHealthcare in Logan County, Ohio, costs $985.05/month full price for a 40-year-old in 2026 — $2091.88 at 60, with a $0 deductible and $7,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33931OH0030032 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $770.77 |
| 27 | $807.77 |
| 30 | $874.83 |
| 40 | $985.05 |
| 50 | $1376.60 |
| 60 | $2091.88 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $7,700
- Family out-of-pocket max: $15,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $538.05/mo. This plan is $985.05/mo at 40 — a difference of $447.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Logan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $537.68 |
| Gold Classic | Oscar Health Insurance | $549.41 |
| Gold Elite Saver Plus | Oscar Health Insurance | $586.65 |
| Clear Gold | Ambetter from Buckeye Health Plan | $633.70 |
| Standard Gold | Ambetter from Buckeye Health Plan | $650.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33931OH0030032 in FIPS 39091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Logan County
Reviewed by Jason Burns, Editorial Steward.