Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic — full price in Holmes County, Ohio (2026)
Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic (45845OH0100059), a silver plan from Oscar Insurance Corporation of Ohio in Holmes County, Ohio, costs $719.70/month full price for a 40-year-old in 2026 — $1528.38 at 60, with a $6,200 deductible and $9,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45845OH0100059 · Issuer: Oscar Insurance Corporation of Ohio · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $563.16 |
| 27 | $590.18 |
| 30 | $639.17 |
| 40 | $719.70 |
| 50 | $1005.78 |
| 60 | $1528.38 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,200
- Family deductible: $12,400
- Individual out-of-pocket max: $9,600
- Family out-of-pocket max: $19,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $552.17/mo. This plan is $719.70/mo at 40 — a difference of $167.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Holmes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $539.63 |
| Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $552.17 |
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $553.51 |
| Molina Silver Smart Heart Health | Molina Healthcare | $553.79 |
| Molina Silver Core | Molina Healthcare | $554.89 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45845OH0100059 in FIPS 39075.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Holmes County
Reviewed by Jason Burns, Editorial Steward.