Paramount Essential Silver HRA NCO OE — full price in Henry County, Ohio (2026)
Paramount Essential Silver HRA NCO OE (74313OH0210037), a silver plan from Paramount in Henry County, Ohio, costs $744.84/month full price for a 40-year-old in 2026 — $1581.76 at 60, with a $7,000 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74313OH0210037 · Issuer: Paramount · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $582.81 |
| 27 | $610.79 |
| 30 | $661.49 |
| 40 | $744.84 |
| 50 | $1040.91 |
| 60 | $1581.76 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,000
- Family deductible: $14,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $525.44/mo. This plan is $744.84/mo at 40 — a difference of $219.40/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Henry County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $525.17 |
| Molina Silver Smart Heart Health | Molina Healthcare | $525.44 |
| Molina Silver Core | Molina Healthcare | $526.47 |
| Molina Silver Core Plus with Adult Vision | Molina Healthcare | $530.48 |
| Molina Silver Standard | Molina Healthcare | $534.45 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74313OH0210037 in FIPS 39069.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Henry County
Reviewed by Jason Burns, Editorial Steward.