Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic — full price in Harrison County, Ohio (2026)
Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic (45845OH0100061), a silver plan from Oscar Insurance Corporation of Ohio in Harrison County, Ohio, costs $726.59/month full price for a 40-year-old in 2026 — $1543.01 at 60, with a $6,000 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45845OH0100061 · Issuer: Oscar Insurance Corporation of Ohio · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $568.55 |
| 27 | $595.83 |
| 30 | $645.29 |
| 40 | $726.59 |
| 50 | $1015.41 |
| 60 | $1543.01 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $532.23/mo. This plan is $726.59/mo at 40 — a difference of $194.36/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Harrison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Buckeye Health Plan | $523.46 |
| Complete Silver | Ambetter from Buckeye Health Plan | $532.23 |
| Standard Silver + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $539.59 |
| Complete Silver + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $548.64 |
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $572.19 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45845OH0100061 in FIPS 39067.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Harrison County
Reviewed by Jason Burns, Editorial Steward.