Silver Elite Saver Plus | Cleveland Clinic — full price in Harrison County, Ohio (2026)
Silver Elite Saver Plus | Cleveland Clinic (45845OH0100030), a silver plan from Oscar Insurance Corporation of Ohio in Harrison County, Ohio, costs $741.18/month full price for a 40-year-old in 2026 — $1573.99 at 60, with a $0 deductible and $9,750 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45845OH0100030 · Issuer: Oscar Insurance Corporation of Ohio · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $579.96 |
| 27 | $607.79 |
| 30 | $658.24 |
| 40 | $741.18 |
| 50 | $1035.79 |
| 60 | $1573.99 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $9,750
- Family out-of-pocket max: $19,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $532.23/mo. This plan is $741.18/mo at 40 — a difference of $208.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Harrison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Buckeye Health Plan | $523.46 |
| Complete Silver | Ambetter from Buckeye Health Plan | $532.23 |
| Standard Silver + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $539.59 |
| Complete Silver + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $548.64 |
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $572.19 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45845OH0100030 in FIPS 39067.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Harrison County
Reviewed by Jason Burns, Editorial Steward.