Gold Elite Saver Plus — full price in Hamilton County, Ohio (2026)

Gold Elite Saver Plus (29341OH0100035), a gold plan from Oscar Health Insurance in Hamilton County, Ohio, costs $525.47/month full price for a 40-year-old in 2026 — $1115.90 at 60, with a $0 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 29341OH0100035 · Issuer: Oscar Health Insurance · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$411.17
27$430.90
30$466.67
40$525.47
50$734.34
60$1115.90

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $0
  • Family deductible: $0
  • Individual out-of-pocket max: $8,900
  • Family out-of-pocket max: $17,800

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $483.07/mo. This plan is $525.47/mo at 40 — a difference of $42.40/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other gold plans in Hamilton County

PlanIssuerPremium @ 40
Gold Classic StandardOscar Health Insurance$481.60
Gold ClassicOscar Health Insurance$492.11
Clear GoldAmbetter from Buckeye Health Plan$538.41
Standard GoldAmbetter from Buckeye Health Plan$552.46
Clear Gold + Vision + Adult DentalAmbetter from Buckeye Health Plan$555.00

Sources

← All plans and costs in Hamilton County

Reviewed by Jason Burns, Editorial Steward.

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