Silver $5,000 w/ Virtual & Wellness ON-EX — full price in Geauga County, Ohio (2026)
Silver $5,000 w/ Virtual & Wellness ON-EX (99969OH0080548), a silver plan from MedMutual in Geauga County, Ohio, costs $620.35/month full price for a 40-year-old in 2026 — $1317.39 at 60, with a $5,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99969OH0080548 · Issuer: MedMutual · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $485.41 |
| 27 | $508.71 |
| 30 | $550.94 |
| 40 | $620.35 |
| 50 | $866.94 |
| 60 | $1317.39 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $489.54/mo. This plan is $620.35/mo at 40 — a difference of $130.81/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Geauga County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $489.29 |
| Molina Silver Smart Heart Health | Molina Healthcare | $489.54 |
| Molina Silver Core | Molina Healthcare | $490.51 |
| Molina Silver Core Plus with Adult Vision | Molina Healthcare | $494.24 |
| Molina Silver Standard | Molina Healthcare | $497.94 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99969OH0080548 in FIPS 39055.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Geauga County
Reviewed by Jason Burns, Editorial Steward.