Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — full price in Gallia County, Ohio (2026)
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx (31981OH0030020), a silver plan from Antidote Health Plan of Ohio, Inc. in Gallia County, Ohio, costs $589.41/month full price for a 40-year-old in 2026 — $1251.68 at 60, with a $6,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31981OH0030020 · Issuer: Antidote Health Plan of Ohio, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $461.20 |
| 27 | $483.33 |
| 30 | $523.45 |
| 40 | $589.41 |
| 50 | $823.69 |
| 60 | $1251.68 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $545.17/mo. This plan is $589.41/mo at 40 — a difference of $44.24/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Gallia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $544.31 |
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $545.17 |
| Molina Silver Smart Heart Health | Molina Healthcare | $545.44 |
| Molina Silver Core | Molina Healthcare | $546.52 |
| Molina Silver Core Plus with Adult Vision | Molina Healthcare | $550.68 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31981OH0030020 in FIPS 39053.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gallia County
Reviewed by Jason Burns, Editorial Steward.