Molina Gold Core 1640 — full price in Franklin County, Ohio (2026)
Molina Gold Core 1640 (64353OH0010001), a gold plan from Molina Healthcare in Franklin County, Ohio, costs $803.77/month full price for a 40-year-old in 2026 — $1706.92 at 60, with a $1,640 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0010001 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $628.93 |
| 27 | $659.12 |
| 30 | $713.84 |
| 40 | $803.77 |
| 50 | $1123.27 |
| 60 | $1706.92 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,640
- Family deductible: $3,280
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $538.05/mo. This plan is $803.77/mo at 40 — a difference of $265.72/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Franklin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $537.68 |
| Gold Classic | Oscar Health Insurance | $549.41 |
| Gold Elite Saver Plus | Oscar Health Insurance | $586.65 |
| Clear Gold | Ambetter from Buckeye Health Plan | $633.70 |
| Standard Gold | Ambetter from Buckeye Health Plan | $650.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0010001 in FIPS 39049.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Franklin County
Reviewed by Jason Burns, Editorial Steward.