UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — full price in Franklin County, Ohio (2026)
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) (33931OH0030044), a bronze plan from UnitedHealthcare in Franklin County, Ohio, costs $592.40/month full price for a 40-year-old in 2026 — $1258.03 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33931OH0030044 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $463.53 |
| 27 | $485.78 |
| 30 | $526.11 |
| 40 | $592.40 |
| 50 | $827.87 |
| 60 | $1258.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $538.05/mo. This plan is $592.40/mo at 40 — a difference of $54.35/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Franklin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) | Anthem Blue Cross and Blue Shield | $501.77 |
| Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) | Anthem Blue Cross and Blue Shield | $508.55 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33931OH0030044 in FIPS 39049.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Franklin County
Reviewed by Jason Burns, Editorial Steward.