Molina Silver Smart Heart Health — full price in Fayette County, Ohio (2026)
Molina Silver Smart Heart Health (64353OH0070003), a silver plan from Molina Healthcare in Fayette County, Ohio, costs $695.05/month full price for a 40-year-old in 2026 — $1476.02 at 60, with a $6,000 deductible and $8,990 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Fayette County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 64353OH0070003 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $543.86 |
| 27 | $569.96 |
| 30 | $617.28 |
| 40 | $695.05 |
| 50 | $971.33 |
| 60 | $1476.02 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,990
- Family out-of-pocket max: $17,980
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $539.32/mo. This plan is $695.05/mo at 40 — a difference of $155.73/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Fayette County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Health Insurance | $538.05 |
| Silver Simple PCP Saver | Oscar Health Insurance | $539.32 |
| Silver Simple Diabetes | Oscar Health Insurance | $539.84 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Insurance | $540.04 |
| Silver Simple Chronic Care CKM | Oscar Health Insurance | $545.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0070003 in FIPS 39047.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Fayette County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/oh/fayette/64353oh0070003 · Record ID PHI-1XMQDK9T