Gold $1,000 w/ Virtual & Wellness ON-EX — full price in Defiance County, Ohio (2026)
Gold $1,000 w/ Virtual & Wellness ON-EX (99969OH0080543), a gold plan from MedMutual in Defiance County, Ohio, costs $696.45/month full price for a 40-year-old in 2026 — $1479.00 at 60, with a $1,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99969OH0080543 · Issuer: MedMutual · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $544.95 |
| 27 | $571.11 |
| 30 | $618.52 |
| 40 | $696.45 |
| 50 | $973.28 |
| 60 | $1479.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $525.17/mo. This plan is $696.45/mo at 40 — a difference of $171.28/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Defiance County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter from Buckeye Health Plan | $570.61 |
| Standard Gold | Ambetter from Buckeye Health Plan | $585.50 |
| Clear Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $588.19 |
| Standard Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $603.54 |
| Molina Gold Core 1640 | Molina Healthcare | $607.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99969OH0080543 in FIPS 39039.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Defiance County
Reviewed by Jason Burns, Editorial Steward.