Gold $500 w/ Virtual & Wellness ON-EX — full price in Columbiana County, Ohio (2026)
Gold $500 w/ Virtual & Wellness ON-EX (99969OH0080545), a gold plan from MedMutual in Columbiana County, Ohio, costs $696.57/month full price for a 40-year-old in 2026 — $1479.26 at 60, with a $500 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99969OH0080545 · Issuer: MedMutual · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $545.05 |
| 27 | $571.21 |
| 30 | $618.63 |
| 40 | $696.57 |
| 50 | $973.46 |
| 60 | $1479.26 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $500
- Family deductible: $1,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $506.35/mo. This plan is $696.57/mo at 40 — a difference of $190.22/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Columbiana County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter from Buckeye Health Plan | $520.34 |
| Standard Gold | Ambetter from Buckeye Health Plan | $533.92 |
| Clear Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $536.38 |
| Standard Gold + Vision + Adult Dental | Ambetter from Buckeye Health Plan | $550.38 |
| Complete Gold | Ambetter from Buckeye Health Plan | $558.70 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99969OH0080545 in FIPS 39029.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Columbiana County
Reviewed by Jason Burns, Editorial Steward.