Molina Gold Enhanced 895 Plus with Adult Dental and Vision — full price in Clermont County, Ohio (2026)
Molina Gold Enhanced 895 Plus with Adult Dental and Vision (64353OH0060005), a gold plan from Molina Healthcare in Clermont County, Ohio, costs $610.99/month full price for a 40-year-old in 2026 — $1297.53 at 60, with a $895 deductible and $8,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0060005 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $478.09 |
| 27 | $501.03 |
| 30 | $542.63 |
| 40 | $610.99 |
| 50 | $853.86 |
| 60 | $1297.53 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $895
- Family deductible: $1,790
- Individual out-of-pocket max: $8,700
- Family out-of-pocket max: $17,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $496.32/mo. This plan is $610.99/mo at 40 — a difference of $114.67/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Clermont County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $494.81 |
| Gold Classic | Oscar Health Insurance | $505.60 |
| Gold Elite Saver Plus | Oscar Health Insurance | $539.87 |
| Molina Gold Core 1640 | Molina Healthcare | $592.01 |
| Clear Gold | Ambetter from Buckeye Health Plan | $592.49 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0060005 in FIPS 39025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clermont County
Reviewed by Jason Burns, Editorial Steward.