Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — full price in Clermont County, Ohio (2026)
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx (31981OH0020031), a gold plan from Antidote Health Plan of Ohio, Inc. in Clermont County, Ohio, costs $673.47/month full price for a 40-year-old in 2026 — $1430.21 at 60, with a $3,500 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31981OH0020031 · Issuer: Antidote Health Plan of Ohio, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $526.98 |
| 27 | $552.27 |
| 30 | $598.12 |
| 40 | $673.47 |
| 50 | $941.18 |
| 60 | $1430.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $496.32/mo. This plan is $673.47/mo at 40 — a difference of $177.15/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Clermont County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $494.81 |
| Gold Classic | Oscar Health Insurance | $505.60 |
| Gold Elite Saver Plus | Oscar Health Insurance | $539.87 |
| Molina Gold Core 1640 | Molina Healthcare | $592.01 |
| Clear Gold | Ambetter from Buckeye Health Plan | $592.49 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31981OH0020031 in FIPS 39025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clermont County
Reviewed by Jason Burns, Editorial Steward.